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Homeowners insurance provides protection against disasters of many kinds.  It generally protects your home itself and everything that you have inside of it - your actual belongings.
 

 

Become a partner
Homeowners insurance covers both damage to your property and your liability for any injuries or damage caused by you or your family to other people - this also includes your household pets.  This is one reason why some insurance companies will not completely cover you if you own a "dangerous" pet.  Granted they are all not dangerous, but because of studies done, some dogs are known to be more aggressive.

Top 5 most "dangerous" dog breeds:

Pit Bull - types
Rottweiler
German Shepherd
Husky - type
Malamute

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